My wife received a call about taking a business survey about a year ago. At the time we had only been married for a few months. She answered the questions, gave them her married name, we were still waiting for the Paperwork to change her name, and her work telephone number.
Three weeks later a bill arrived at our home address. They had done a search in the area and somehow found our address. I held on to the notices of non-payment thinking that one day I might need them.
We did. This guy called my wife at work, literally cussed her out and told her that she better pay or he was going to have her job, and she would go to prison. Not jail. Prison. She told him he would have to talk to me.
So he called me, told me I was a sorry piece of (expletive) and that I should be ashamed for letting my wife go to prison. I informed him he was barking up the wrong tree.
I did a little research and this company has already lost an investigation to the FTC on six major counts of fraud and misrepresentation. The next morning I called him back and stated I had filed with the NV AG, Fla AG, Alabama AG, the BBB and the FTC. He said he didn't give a *** what any of those offices said, we were paying the debt. I told him to think again. He hung up.
My wife called him an hour later and he told her I had harassed him and that the company attorneys were already filing a lawsuit against us. She told him to bring, my step-father-in-law is an attorney. They disappeared and we didn't hear anything for a few weeks, we thought they had gotten the message.
Yesterday a letter came in the mail stating that if we didn't send a letter disputing the date within 30 days, they would assume the debt to be valid. Here's the problem. Nobody knows where they are at. The addresses on the return envelopes go to PO Box numbers, but the zip on the postal stamp is in a city over 100 miles from the city listed on the envelope.
Here's what we are going to do. We are sending our letter of dispute certified mail. So, whoever picks it has to sign it, and show a valid ID to do so. If it comes back to us, and they do post it to her credit score as a trade post, we will have proof for the State of Fla and a warrant will be issued to raid and release all information pertaining to the all PO Box numbers listed on the envelopes they have sent us.
My point. I'm going to own the company when I'm done.